Financing the Commerce – Creating Capacities and Diversifying the Offer within the National Financial Field

Abstract

Romania has always aimed for creating a friendly financial sector for the exporters, which has to be able to contribute to an increased national competitiveness. In order to have a relevant strategic answer for this sector, the main objectives, such as increasing the budget resources to finance the exports and activities that have been carried out for these, the easier access to credits for the export, structured dialogue and a better communication and cooperation between banks, insurance companies and exporters or increased management ability of the risk have to be carried out within strategic sectors. The Romanian vision on financing the Romanian exports is represented by the contribution for an increased national competitiveness. The globalization process of the world economy has strengthened the competition of the international trade, especially on diversifying the financial facilities and payments. Within this context, successful promotion of the Romanian exports has depended not only on quality, price, delivery conditions and warranties, but also on a competitive financial offer, in order to credit the importers. Keywords: financial